Free printable discussion questions

Book Club Questions for The Treasure Principle

The Treasure Principle by Randy Alcorn

Use these 27 free questions to start a thoughtful book club or small-group conversation. They are arranged in the same 9-session order as the complete guide, which includes 60 questions in all.

Week 1

Preface & Introduction — Buried Treasure

Read the Preface and Introduction of The Treasure Principle by Randy Alcorn. Primary Scripture: Matthew 6:19-21; Luke 12:15-21.

  1. 1.Alcorn opens by describing a dramatic shift in his own relationship with money and possessions. What circumstances forced that shift, and what does he say he discovered on the other side of it? Had you heard his story before reading this book?

  2. 2.The book's premise is that most Christians in wealthy Western cultures have absorbed the world's view of money almost without noticing. Do you think that's a fair diagnosis? What evidence for it do you see in your own life or in your church?

  3. 3.Jesus talked about money more than almost any other topic in the Gospels. Why do you think that is? What does the sheer volume of Jesus' teaching on wealth tell us about its spiritual danger — or its spiritual potential?

    a.Read Luke 12:15-21 (the parable of the Rich Fool). How does Jesus define 'foolishness' in this story?

    b.The Rich Fool isn't described as dishonest or cruel — just self-focused. How does that make the parable more uncomfortable, not less?

Week 2

Chapter 1 — Buried Treasure and the Treasure Principle

Read Chapter 1 of The Treasure Principle. Primary Scripture: Matthew 6:19-21; Matthew 13:44.

  1. 1.Alcorn states the Treasure Principle plainly: 'You can't take it with you — but you can send it on ahead.' In your own words, what does it mean to 'send it on ahead'? What mechanisms does Alcorn say make that possible?

  2. 2.The parable of the hidden treasure (Matthew 13:44) shows a man who sells everything he has — joyfully — to buy a field containing treasure. Alcorn says this parable reframes the sacrifice as no sacrifice at all. Do you find that logic compelling? Why or why not?

  3. 3.Alcorn argues that giving is not merely a duty or a discipline — it is a pleasure, because it is an act of investment in something that will last forever. How does thinking of giving as 'investment' rather than 'loss' change the emotional texture of the act for you?

    a.Can you think of a time when you gave generously and felt genuine joy? What made that experience different from obligatory giving?

    b.Can you think of a time you held back from giving and felt the opposite — a kind of spiritual shrinkage? What does that experience tell you?

Week 3

Chapter 2 — This World Is Not Our Home

Read Chapter 2 of The Treasure Principle. Primary Scripture: Hebrews 11:13-16; Philippians 3:20; 1 Peter 2:11.

  1. 1.Alcorn uses the image of a traveler or an expatriate — someone living in a foreign country, not accumulating property there because they know they're going home. How does that image land for you? In what ways do you actually live like an expatriate? In what ways do you clearly not?

  2. 2.He argues that many Christians live as if this world is their home, building and accumulating as if the permanent destination is here. What cultural forces or practical pressures make that so easy to do, even for people who intellectually believe in heaven?

  3. 3.Hebrews 11 describes the Old Testament heroes as people who 'admitted that they were foreigners and strangers on earth' and who were 'longing for a better country.' Does that language describe your interior life? What would it look like if it did?

    a.Which character from Hebrews 11 do you find most challenging or inspiring in their relationship to earthly wealth and security? Why?

    b.Alcorn notes that Abraham left Ur — one of the most sophisticated cities of his time — without knowing where he was going. What would the equivalent 'Ur' be that God might be asking you to loosen your grip on?

Week 4

Chapter 3 — Compounding Joy: Giving as Investment

Read Chapter 3 of The Treasure Principle. Primary Scripture: 2 Corinthians 9:6-8; Luke 16:9-13.

  1. 1.Alcorn introduces the idea that giving earns heavenly 'dividends' — returns that compound over eternity. He's deliberately using financial language. Do you find this motivating or slightly uncomfortable? What does your reaction reveal about your theology of rewards?

  2. 2.He refers to Luke 16:9, where Jesus says to 'use worldly wealth to gain friends for yourselves, so that when it is gone, you will be welcomed into eternal dwellings.' This is one of Jesus' most puzzling financial statements. How does Alcorn interpret it? Do you find his interpretation convincing?

  3. 3.Paul tells the Corinthians that 'whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously' (2 Corinthians 9:6). Alcorn applies this to both spiritual and, in some sense, material dimensions of life. Where have you seen the principle of sowing and reaping play out — either in your own generosity or in the stories of others?

    a.Alcorn distinguishes between giving out of guilt or compulsion and giving as a 'cheerful giver' (2 Corinthians 9:7). What is the difference in your experience?

    b.What conditions or circumstances tend to move your giving from joyful to reluctant? What does that reveal?

Week 5

Chapter 4 — Six Keys to the Treasure Chest

Read Chapter 4 of The Treasure Principle. Primary Scripture: Matthew 6:19-21; 1 Timothy 6:17-19; Matthew 19:21.

  1. 1.Alcorn's first key is: 'God owns everything. I'm His money manager.' How does thinking of yourself as a steward (manager) rather than an owner change the way you feel about spending, saving, and giving? Is this genuinely freeing or does it feel like a constraint?

  2. 2.The second key is: 'My heart always goes where I put God's money.' Alcorn argues this is a practical tool — that you can actually redirect your affections by redirecting your giving. Have you ever experienced this? What happened to your heart when you invested in a particular ministry, person, or cause?

    a.Is there a cause or a ministry you feel cold toward right now that you wish you cared more about? How might intentional, regular giving change that?

    b.Conversely, is there something you spend a lot of money on that has increasingly large emotional real estate in your life? What does that correlation suggest?

  3. 3.Key three: 'Heaven, not earth, is my home.' We covered this theme in Chapter 2, but here Alcorn applies it as a daily, practical filter. What decisions — large or small — would change if you applied this key consistently this week?

Week 6

Chapter 5 — Getting There From Here

Read Chapter 5 of The Treasure Principle. Primary Scripture: Luke 19:1-10; Mark 10:17-22; Acts 2:44-45.

  1. 1.Alcorn contrasts Zacchaeus (Luke 19) and the Rich Young Ruler (Mark 10) as two people who encountered Jesus and responded very differently to the call to give. What made the difference? What do their contrasting stories reveal about the relationship between wealth and salvation?

  2. 2.He discusses the tithe as a 'training wheels' starting point — a floor, not a ceiling. Where are you currently relative to the tithe? What is your honest emotional reaction to the suggestion that the tithe is a beginning rather than the finish line?

  3. 3.Alcorn advocates for setting a 'giving goal' — a specific percentage or amount — and then systematically raising it over time. What psychological or practical obstacles make that kind of intentionality difficult for you?

    a.Have you ever made a concrete, measurable giving commitment? What happened? If not, what has stopped you?

    b.Alcorn suggests the question is not 'How much of my money should I give to God?' but 'How much of God's money should I keep for myself?' How does that reframe change the conversation?

Week 7

Chapter 6 — Eyes on Eternity

Read Chapter 6 of The Treasure Principle. Primary Scripture: 1 Corinthians 3:10-15; Revelation 22:12; Matthew 25:14-30.

  1. 1.Alcorn devotes significant attention to the Judgment Seat of Christ (the Bema Seat) in 1 Corinthians 3, where believers' works are evaluated — not for condemnation, but for reward. Had you thought seriously about this before? How does it change the way you think about giving?

  2. 2.He uses the parable of the talents (Matthew 25:14-30) to argue that God expects His servants to invest His resources strategically and boldly, not conservatively or fearfully. The servant who buried his talent was condemned — not for wickedness, but for caution. How does that challenge your default posture toward giving?

  3. 3.Alcorn quotes the missionary C.T. Studd: 'Only one life, 'twill soon be past; only what's done for Christ will last.' How does that brevity — the shortness of the dot — function as a motivator in your own heart? Is the nearness of eternity a frequent thought for you or a rare one?

Week 8

Chapter 7 — Becoming a Hilarious Giver

Read Chapter 7 of The Treasure Principle. Primary Scripture: 2 Corinthians 9:7; Psalm 37:4; John 10:10.

  1. 1.The word translated 'cheerful' in 2 Corinthians 9:7 is the Greek word hilaros — from which we get 'hilarious.' Alcorn builds his closing chapter around that word. What does 'hilarious giving' look like in practice? Have you ever met someone whose generosity looked hilarious — almost absurd — to outside observers?

  2. 2.Alcorn argues that the pursuit of happiness and the pursuit of generosity are not competing goals — they are the same goal. Generous people, he says, are simply happier. Does your own experience confirm or complicate this claim?

  3. 3.He describes giving as a 'grace' — something God works in us, not merely something we work up in ourselves (2 Corinthians 8:7). What is the difference between trying harder to be generous and asking God to grow generosity as a grace? Which has been more characteristic of your approach?

    a.What spiritual habits or practices does Alcorn suggest can cultivate a generous heart over time?

    b.If generosity is a grace and not just a discipline, what does that mean for how you pray about it?

Week 9

Review & Reflection — The Treasure Principle in Your Life

Review your notes from The Treasure Principle. Suggested Scripture for reflection: Matthew 6:19-21; 2 Corinthians 8:1-9; 1 Timothy 6:6-10, 17-19.

  1. 1.Looking back across the whole book: which chapter, key, or illustration had the most impact on you? What was it about that moment that got through your defenses?

  2. 2.In Week 1, you named one assumption about money you hoped the book would challenge or confirm. Return to that now. What actually happened? Was it challenged, confirmed, or complicated in ways you didn't expect?

  3. 3.Alcorn's six keys are: (1) God owns everything; (2) my heart follows my treasure; (3) heaven is my home; (4) live for the line, not the dot; (5) giving is the antidote to materialism; (6) God prospers me to raise my standard of giving. Which of these has taken the deepest root in you over the course of the study? Which is still just an idea rather than a lived reality?

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