14-Week Study & Discussion Guide

His Needs, Her Needs

by Willard F. Harley Jr.·101 discussion questions

Week 1 — FreeRead the Introduction of His Needs, Her Needs by Willard F. Harley Jr.

Discussion question your group will work through:

1.Harley opens by stating that affairs are almost always the result of unmet needs, not moral failure alone. Did that framing surprise you, challenge you, or resonate with you? Why?

Read all of Week 1 — Free

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About This Study Guide

His Needs, Her Needs by Willard F. Harley Jr. is one of the most widely read and practically grounded books on marriage ever written. Harley's central thesis is both simple and striking: affairs don't happen because people are bad — they happen because needs go unmet. Drawing on decades of marriage counseling experience, Harley argues that every spouse carries an "emotional bank account," and when that account runs dry through neglect, the marriage becomes dangerously vulnerable to an affair. The antidote is not willpower or guilt — it is learning to identify your spouse's most important emotional needs and meeting them with consistent, loving effort. Harley organizes those needs around a revealing pattern: the five needs he finds most common in husbands and the five most common in wives are often quite different, creating a gap that, left unaddressed, quietly erodes the marriage from within. The book's goal is to help couples understand each other across that gap and become "irresistible" to one another — building what Harley calls an "affair-proof marriage."

This study guide is designed for use in small groups or as a personal study companion, working through one chapter per week. The suggested rhythm for each week is: (1) read the assigned chapter before the group meets or your scheduled study time, (2) journal your honest responses to the questions before discussing them with others, and (3) close with prayer, inviting God into the honest and sometimes uncomfortable work of becoming a better spouse. Some questions are straightforward comprehension checks to make sure you've engaged the chapter's argument; others press you toward personal application and reflection. The most valuable conversations will happen when participants move from "I understand the concept" to "Here is where I actually see this in my own marriage."

By the end of this guide, you should be able to name your own top emotional needs and your spouse's top emotional needs, describe the "Love Bank" concept and how it shapes marital vulnerability, articulate how affairs develop — and how they can be prevented — and have a specific, practical plan for meeting your spouse's needs more consistently. Whether your marriage is struggling or healthy, this book and this guide ask the same question: Are you truly meeting your spouse's deepest needs? That question, taken seriously, has the power to transform a marriage.

Week 1: Introduction — Why Marriages Fail and How They Can Be Saved

Free sample
Read Week 1

Read the Introduction of His Needs, Her Needs by Willard F. Harley Jr.

1.Harley opens by stating that affairs are almost always the result of unmet needs, not moral failure alone. Did that framing surprise you, challenge you, or resonate with you? Why?

2.How does Harley define the concept of the "Love Bank"? In your own words, what does it mean for your spouse's Love Bank to be "full" versus "overdrawn"?

3.Harley argues that most couples enter marriage deeply "in love" — meaning each person's Love Bank is full — but that this state erodes over time when needs go unmet. Does this match your own experience or observation? What do you think causes that erosion most often?

4.The book's subtitle is "Building an Affair-Proof Marriage." What assumptions do you bring to that phrase?

a.Do you believe a marriage can be truly affair-proof? Why or why not?

b.Does thinking about your marriage in those terms feel hopeful, or does it feel anxiety-inducing? What does your reaction reveal?

5.Harley says that when a person's emotional needs are consistently met by someone other than their spouse — even innocently at first — the conditions for an affair are already forming. How does this challenge the common assumption that affairs are purely a matter of a person's character or choices?

6.Even before reading about the specific needs, do you have a sense of what your own top emotional needs in marriage are? What about your spouse's? How confident are you that you know them accurately?

7.Harley writes from a counseling background and has worked with hundreds of couples in crisis. How does knowing the book comes from real marital struggles — not just theory — affect how you approach it?

8.What is one thing you are hoping to learn, understand, or experience differently by the end of this study?

Week 2: Chapter 1 — The Love Bank

All 7 questions

Read Chapter 1 of His Needs, Her Needs by Willard F. Harley Jr.

1.Harley describes the Love Bank as an internal account that every person keeps for every relationship in their life. Deposits are made when someone meets a need; withdrawals happen when someone causes frustration or pain. How does this metaphor help explain why some relationships feel energizing and others feel draining?

+ 6 more questions in the full guide

Week 3: Chapter 2 — Why Marriages Fail

All 7 questions

Read Chapter 2 of His Needs, Her Needs by Willard F. Harley Jr.

1.Harley identifies the core pattern of marital failure as spouses who stop meeting each other's most important emotional needs — not out of malice, but out of ignorance or complacency. Does that diagnosis feel accurate? Does it feel too lenient, or does it feel fair?

+ 6 more questions in the full guide

Week 4: Chapter 3 — His Need #1: Sexual Fulfillment

All 7 questions

Read Chapter 3 of His Needs, Her Needs by Willard F. Harley Jr.

1.Harley places sexual fulfillment at the top of his list of men's most common needs. Was that surprising to you, or was it what you expected? How do you feel about the topic being addressed this directly?

+ 6 more questions in the full guide

Week 5: Chapter 4 — Her Need #1: Affection

All 7 questions

Read Chapter 4 of His Needs, Her Needs by Willard F. Harley Jr.

1.Harley defines affection as the expression of love through words, touches, and gestures that communicate care, security, and protection — apart from sexual intent. Why does he stress that affection must be non-sexual to truly fill this need for most wives?

+ 6 more questions in the full guide

Week 6: Chapter 5 — His Need #2: Recreational Companionship

All 7 questions

Read Chapter 5 of His Needs, Her Needs by Willard F. Harley Jr.

1.Harley defines recreational companionship as the need to have a spouse who participates in — and genuinely enjoys — leisure activities with you. Why does he consider this a need rather than simply a preference?

+ 6 more questions in the full guide

Week 7: Chapter 6 — Her Need #2: Conversation

All 7 questions

Read Chapter 6 of His Needs, Her Needs by Willard F. Harley Jr.

1.Harley describes a wife's need for conversation as a need for focused, attentive, emotionally engaged talking — not just information exchange, but sharing feelings, thoughts, and daily life. What distinguishes that kind of conversation from the functional communication most couples manage?

+ 6 more questions in the full guide

Week 8: Chapter 7 — His Need #3: An Attractive Spouse

All 7 questions

Read Chapter 7 of His Needs, Her Needs by Willard F. Harley Jr.

1.Harley acknowledges upfront that this chapter risks sounding shallow or even cruel. How does he frame the need for an "attractive spouse" in a way that distinguishes it from superficiality or unrealistic cultural standards?

+ 6 more questions in the full guide

Week 9: Chapter 8 — Her Need #3: Financial Support

All 7 questions

Read Chapter 8 of His Needs, Her Needs by Willard F. Harley Jr.

1.Harley defines a wife's need for financial support as the need to feel secure — to know that the family's financial needs will be met and that she is not carrying that burden alone. How is that different from simply wanting money or a high income?

+ 6 more questions in the full guide

Week 10: Chapter 9 — His Need #4: Domestic Support

All 7 questions

Read Chapter 9 of His Needs, Her Needs by Willard F. Harley Jr.

1.How does Harley define the need for "domestic support"? What is he actually asking for, and what is he not asking for?

+ 6 more questions in the full guide

Week 11: Chapter 10 — Her Need #4: Family Commitment

All 7 questions

Read Chapter 10 of His Needs, Her Needs by Willard F. Harley Jr.

1.How does Harley define "family commitment" as a need? What does he mean beyond simply being a faithful provider?

+ 6 more questions in the full guide

Week 12: Chapter 11 — His Need #5: Admiration / Her Need #5: Honesty and Openness

All 7 questions

Read Chapter 11 of His Needs, Her Needs by Willard F. Harley Jr.

1.Harley defines a husband's need for admiration as a need to feel respected, valued, and appreciated by his wife — not as flattery, but as genuine recognition of who he is and what he contributes. Why does he believe this need is so significant for men?

+ 6 more questions in the full guide

Week 13: Chapter 12 — How to Affair-Proof Your Marriage

All 8 questions

Read Chapter 12 of His Needs, Her Needs by Willard F. Harley Jr.

1.Harley's central preventive strategy is straightforward: if both spouses are meeting each other's top five needs consistently, the marriage becomes far more resistant to the conditions that produce affairs. In your own words, why does that work — what is the mechanism?

+ 7 more questions in the full guide

Week 14: Review & Reflection

All 8 questions

Review your notes and journal entries from Weeks 1–13 of His Needs, Her Needs.

1.Looking back across the entire book, which chapter or concept had the most impact on you — the one that most challenged, convicted, or encouraged you? Why that one?

+ 7 more questions in the full guide

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Frequently Asked Questions

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This study guide covers His Needs, Her Needs in 14 weeks, with chapter-by-chapter discussion questions, reading references, and closing prayers for each session.

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The complete guide includes 101 discussion questions across 14 weeks — an average of 7 questions per week, designed for group conversation.

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